Learn More About Your Benefits

Your Harvard Pilgrim Member Guide 

Plans Available to Select:

Harvard Pilgrim Best Buy HMO with Health Reimbursement Account (HRA)

Enrollment Info - Harvard Pilgrim Best Buy HMO
The Harvard Pilgrim Best Buy plan provides a Health Reimbursement Account (HRA) which reimburses the first 1/2 of deductible expenses

Harvard Pilgrim HMO with Health Savings Account (HSA)

Enrollment Info - Harvard Pilgrim HSA

Harness the Power of an HSA: learn more through these videos
Discover how to use a Health Savings Account (HSA) to save on healthcare premiums and build long-term health savings. The Harvard Pilgrim HSA plan provides a Health Savings Account (HSA) for which the Town contributes $1,800 Individual and $3,600 Family into your HSA account (prorated depending the effective date of enrollment).  This is disbursed on a quarterly basis into your HSA account.

Health Reimbursement Account (HRA) Presentation (6 min video)
The Harvard Pilgrim Best Buy plan provides a Health Reimbursement Account (HRA) which reimburses the first 1/2 of deductible expenses.

The Harvard Pilgrim Mail Order Prescription Discount service saves you money and time. 
Pay only a 1-month copay and receive a 3-month supply of your maintenance medication with free delivery to your home.

Doctor on Demand (PDF)
See an in-network provider anytime, without ever leaving your house.  Perfect for after hours care, urgent care, preventative health, behavioral health, or for 2nd opinions.

Harvard Pilgrim's Treatment Cost Estimator Tool (PDF) 
Get cost estimates for hundreds of medical services - find out where you can go for treatment and what your out-of-pocket costs will be.

Behavioral Health Navigation Program (PDF)
Behavioral Health Service Navigation is a cornerstone of Harvard Pilgrim’s whole-person care approach. Our highly trained and dedicated teams are ready to guide you from the very first phone call, to help ensure a compassionate and streamlined experience for you and your covered family members.

Enrollment Info & Materials

• Harvard Pilgrim Best Buy HMO
• Harvard Pilgrim HSA

Fitness Reimbursement (PDF) 
Members receive up to $150 reimbursement per person (max 2 members per account for $300 total) each year for gym membership or fitness classes (including virtual classes)

Presentation (2.5 minutes)
A quick and comprehensive presentation on your dental benefits

Altus Low Plan Summary (PDF)

Altus High Plan Summary (PDF)

Comparison of Low & High Plans (PDF)
A side by side comparison

How Altus Dental Works
You can visit any dentist, but find out how a participating dentist saves you money

Altus Preventative Rewards (PDF)
This program protects your annual maximum and is part of every Altus Dental Plan

Health & Dental Care Reimbursement

Video (1 minute) - What is a Flexible Spending Account?
A flexible spending account lets you pay for medical or dependent care expenses with pre-tax dollars.  This money is set aside in an account for you to access during the calendar year and is exempt from federal and state taxes. 

Eligible Expenses - Health & Dependent Care

Health Care Flexible Spending Account Info

Dependent Care Flexible Spending Account Info

Flexible Spending Plan Presentation:
PowerPoint presentation (PDF)

Good Health Gateway - Diabetes Rewards Program

The Good Health Gateway provides diabetes medication and supplies at no cost when you participate in this free and confidential program.

Video (1 minute) - What is the Good Health Gateway?

Good Health Gateway Enrollment Information

VIDEO (3 mins) - How BurlingtonScripts Works
Through BurlingtonScripts you can receive your Brand Name prescriptions mailed directly to your home at no cost!

List of Eligible Medications
Click on "Medications" at the top of the screen
If your medication is listed in the links below you can obtain it through mail order at no cost:

How to enroll:

• Visit BurlingtonScripts to download an enrollment form or call 1-866-893-MEDS (6337).
• Ask your doctor for a 3-month supply of your maintenance medication, with 3 90-day refills.
• Send in your enrollment and prescription, along with a copy of your ID
• The initial setup of a new medication can take up to a month, so make sure you have enough of your medication on hand to get you through this first fill.  Refills from there are quick!

Hartford Life Insurance

What is Life / Accidental Death & Dismemberment (AD&D) Insurance? (PDF)

Life Insurance Presentation

Prudential Life Insurance (NCPERS)

NCPERS Benefit Brochure (PDF)

MA SMART Plan (Empower Retirement)

SMART Plan Overview (PDF)

Set up an appointment to meet with our rep, Sean Doucette

Nationwide

Contact our rep, Michael Hackleman
Email: hacklm@nationwide.com or call: 614-435-8366
Book an appointment with Michael

Visit the Nationwide 3D Retirement Adventure Center

This confidential program provides resources and solutions to you and your household members for life's problems that you may encounter.  Available to you 24/7, at no cost, you can call or go online anytime to receive the assistance you need. 

800-252-4555	800-225-2527	888-327-1060
for all employees and household members	for all school employees and household members	for all public safety employees and household members
Intro to your TotalCare EAP benefit  (5 minute video)	Intro to your Educators EAP benefit (5 minute video)	Intro to your PublicSafety EAP benefit  (5 minute video)
Self Help Resources	Self Help Resources	Self Help Resources
Benefit Summary	Benefit Summary	Benefit Summary

Personal Wellness Coaching (PDF)

Certified Financial Coaching (PDF)
You and your family members have unlimited access to Certified Financial Coaches and other resources to help with budgeting, debt, or money management.

Legal Benefit (PDF)
This benefit includes a free 30-minute consultation with an attorney and discounts for further services.  You also have access to a full online legal library

Counseling Help from Your EAP (PDF)

Shields SimplySave (PDF)
When you visit a freestanding facility for your imaging needs (MRI, PET Scan, CT Scan) the $100 copay is waived through your HMO plan

Tips for Talking to Your Doctor About Costs (PDF)

Find a Shields Location
Shields is an in-network provider within Burlington's plans - all it takes is a referral from your doctor to set up a visit

Application for Burlington Municipal Employees Credit Union
Complete and return to the Credit Union along with your paystub as proof of employment

Municipal and School employees do NOT contribute to Social Security.  As a result, each employee pays into a retirement account based on the hours worked for their position.

If you are a permanent employee, working at least 20 hours per week:

All employees who are regularly scheduled to work at least 20 hours weekly pay into either Middlesex County Retirement or the Massachusetts Teachers’ Retirement System. Your contribution rate is set by state statute and cannot be changed.  If you are employed for at least 10 years in a covered position you will earn a pension that you can access when you reach retirement age.  This will be based on your age and years of creditable service when you retire.  

• Teachers - click this link to access the chart that explains how your retirement benefit is calculated. 
• All others - click this link to access the chart that explains how your retirement benefit is calculated.  

If you are a temporary or seasonal employee, or regularly work less than 20 hours per week:

All employees who work LESS than 20 hours weekly are enrolled in OBRA, administered by Nationwide.  Your contribution is 7.5% of your earnings that is deposited into your Nationwide account.  This money can be withdrawn or rolled over into other retirement savings accounts (401(k)s, 403(b)s, other 457 plans, IRAs, etc.) at the end of employment.

All earnings from your Town employment are not reported to Social Security.  As such, your Social Security retirement benefits may be affected when you collect your pension through the Windfall Elimination Provision and the Government Pension Offset.

This website is an excellent resource to explain how Social Security is adjusted when you collect your pension.

Disability Insurance protects your income if you are out of work due to a non-work related illness or injury.

Lincoln Short Term Disability
provides 60% of salary for absences up to 13 weeks

Lincoln Long Term Disability
provides 60% of salary for absences over 13 weeks

Dana-Farber Direct Connect

If you or your family are faced with a cancer diagnosis, the Dana-Farber Direct Connect team can provide streamlined access and dedicated care coordination tailored to your individual situation. Our Patient Liaison and highly experienced Physician Assistant will work closely with you or your loved one to ensure you have what you need throughout your experience at Dana-Farber.  

Visit https://www.dana-farber.org/townofburlington or contact our Patient Liaison to learn more about Dana-Farber Direct Connect.

Patient Liaison: 866-977-3262 
DirectConnect@dfci.Harvard.edu

Frequently Asked Questions